Save
Build reserves and ownership.
Services for Members and AMCOS
Financial solutions and support services designed around coffee farming, cooperative ownership and productive investment.
What we offer
Member-centred financial services.
Savings and Share Capital
Mandatory and voluntary savings help members build financial reserves, demonstrate commitment and strengthen the liquidity of the SACCOS. Member shares support economic ownership and institutional capital.
Agricultural Finance
Agricultural loans are intended to finance productive farming and farm-related projects for eligible members, subject to appraisal, approved security and the current credit policy.
Solar Energy Finance
Solar loans support eligible member AMCOS to invest in reliable and clean energy solutions, improving operations and reducing dependence on unstable power sources.
Member Service and Guidance
Members receive support on joining requirements, savings, loan applications, repayment arrangements and available communication channels.
Financial Education
Financial literacy helps members improve budgeting, record keeping, savings discipline, investment planning and successful loan repayment.
Cooperative and Market Development
Through AMCOS links and strategic partnerships, the SACCOS can support stronger records, coffee quality, productive assets and collective development.
FROM FARM TO FINANCE
Services connected to real cooperative needs.
Our approach links financial discipline with productive investment, quality coffee handling and sustainable AMCOS growth.
Service standards
What every member should experience.
Clear Information
Written terms, fees, repayment schedules and contact channels.
Fair Treatment
Consistent and respectful service for all eligible members.
Timely Response
Defined turnaround times for applications, enquiries and complaints.
Data Protection
Secure and legitimate use of member information.
Complaint Resolution
Visible feedback and escalation channels for member concerns.
Continuous Education
Regular guidance on savings, credit, governance and risk.
Service channelsContact Our Team
Support close to the member.
Office: Walk-in service at the Bukoba head office.
AMCOS: Applications, verification and member mobilisation.
Phone & WhatsApp: Enquiries, reminders and basic support.
Digital future: Member portal, SMS statements and mobile payments.