Become a Member

Join through the cooperative coffee system and build a stronger financial future through savings, shares and responsible credit.

01
AMCOS MembershipApplications begin through an eligible farmer group.
02
Savings DisciplineBuild a reliable financial record and cooperative ownership.
03
Member BenefitsAccess guidance, finance and participation opportunities.
Joining process

Membership begins with your AMCOS.

The supplied brochure states that an applicant should be a coffee farmer, belong to an AMCOS and obtain confirmation through the relevant AMCOS.

01

Confirm Eligibility

Be a coffee farmer and active member of an AMCOS.

02

Complete Application

Request and complete the official SACCOS membership form.

03

AMCOS Verification

Submit through your AMCOS for identification and endorsement.

04

Pay & Acquire Shares

Pay the entrance fee and purchase the required member shares.

05

Build Mandatory Savings

Meet the stated savings requirement and qualification period.

Brochure-stated requirements

Membership financial requirements.

RequirementAmount / TermPurpose
Entry feeTZS 50,000Formal admission into the SACCOS.
Share capital5 shares worth TZS 1,000,000 totalBuilds member ownership and permanent institutional capital.
Value per shareTZS 200,000Stated value of each required share.
Mandatory savingsTZS 6,652,000Supports borrowing capacity, liquidity and savings discipline.
Qualification periodWithin 3 months before accessing loan servicesBuilds an initial savings and commitment record.
Why membership matters

Save together and finance productive growth.

Build ownership through member shares.
Strengthen borrowing capacity through regular savings.
Access relevant loan products subject to eligibility.
Participate in a member-owned cooperative institution.
Benefit from financial education and member support.
Start a Membership Enquiry
Coffee farmers harvesting ripe Kagera coffee
Our coffee, our prideKahawa yetu, Fahari yetu.
WA