Maximum term: 12 months
Interest: 9% per year
Application fee: 1%
Loan insurance: 0.5%
Productive Loan Solutions
Responsible credit designed to support agriculture, cooperative investment and clean-energy needs.
Loan terms stated in the supplied brochure.
Interest: 5%
Application fee: 0%
For eligible member AMCOS under current policy.
Account name stated in brochure: Kagera Kahawa SACCOS Ltd. Always verify before depositing.
Credit designed around cooperative cash flow.
Loan applications are assessed carefully to protect members, support productive use and maintain a healthy cooperative loan portfolio.

Simple loan estimate calculator.
This calculator provides an illustrative simple-interest estimate and is not a loan offer or repayment schedule.
Submit a preliminary loan application.
Complete the form below on behalf of your AMCOS Farmer Group. The KAKASA team will review the information and contact the authorised representative for appraisal and supporting documents.
Protecting members and the SACCOS.
Purpose-Based
Finance should support productive and verifiable member needs.
Affordable
Repayment obligations should match realistic cooperative cash flows.
Transparent
Charges, timelines and obligations should be explained before approval.
Well Monitored
Appraisal, insurance, savings discipline and early follow-up protect member funds.