Productive Loan Solutions

Responsible credit designed to support agriculture, cooperative investment and clean-energy needs.

Credit products

Loan terms stated in the supplied brochure.

Agricultural LoanUp to TZS 18M

Maximum term: 12 months
Interest: 9% per year
Application fee: 1%
Loan insurance: 0.5%

Solar Energy LoanUp to 12 months

Interest: 5%
Application fee: 0%
For eligible member AMCOS under current policy.

Repayment ChannelCRDB 015083959500

Account name stated in brochure: Kagera Kahawa SACCOS Ltd. Always verify before depositing.

Loan approval is subject to current SACCOS policy, eligibility, savings status, appraisal, security or guarantee requirements, insurance and available funds.
FINANCE WITH PURPOSE

Credit designed around cooperative cash flow.

Loan applications are assessed carefully to protect members, support productive use and maintain a healthy cooperative loan portfolio.

12Maximum Months
AMCOSGroup Applications
ClearAppraisal Process
KAKASA savings, loans and member services
Planning tool

Simple loan estimate calculator.

This calculator provides an illustrative simple-interest estimate and is not a loan offer or repayment schedule.

Agricultural estimate includes the stated 1% application fee and 0.5% insurance. Solar estimate uses 0% application fee and does not assume an insurance charge.

AMCOS FARMER GROUP APPLICATION

Submit a preliminary loan application.

Complete the form below on behalf of your AMCOS Farmer Group. The KAKASA team will review the information and contact the authorised representative for appraisal and supporting documents.

01
AMCOS DetailsOfficial group information
02
Authorised ContactPerson responsible for this application
03
Loan RequestPurpose, amount and repayment plan
04
Supporting DocumentsOptional at preliminary stage; PDF, JPG, PNG or DOCX, maximum 5 MB each

Submitting this form does not guarantee loan approval. Formal appraisal and verification will follow.

Responsible lending

Protecting members and the SACCOS.

Purpose-Based

Finance should support productive and verifiable member needs.

Affordable

Repayment obligations should match realistic cooperative cash flows.

Transparent

Charges, timelines and obligations should be explained before approval.

Well Monitored

Appraisal, insurance, savings discipline and early follow-up protect member funds.

WA